Who it’s for
- Small and midsize businesses
- Retailers, offices, and service firms
- Eligible property owners and light contractors
- Businesses seeking bundled core protection
Packaged business protection
Business Owners Policy
A practical package combining core property and liability protection for eligible businesses.
In plain language
A BOP bundles common coverages into one policy and may offer a more efficient solution than buying each protection separately.
What it can cover
- General liability
- Business property
- Business income
- Extra expense after a covered loss
Common examples
- A fire closes the business temporarily
- A customer is injured on the premises
- Covered property is stolen or damaged
- A utility interruption disrupts normal operations
Options to discuss
- Cyber liability
- Equipment breakdown
- Employment practices liability
- Utility services interruption
Built around your operation