Who it’s for
- Contractors and trades
- Retail and service businesses
- Professional offices and property owners
- Businesses working at customer locations
Business insurance
General Liability
Foundational protection for common third-party injury, property-damage, and advertising risks.
In plain language
General liability insurance helps protect a business from the financial consequences of covered accidents involving customers, property, products, or completed work.
What it can cover
- Bodily injury
- Property damage
- Products and completed operations
- Personal and advertising injury
Common examples
- A customer slips at your premises
- Your work damages a customer’s property
- A completed job later causes covered damage
- An advertising claim alleges covered harm
Options to discuss
- Additional insureds
- Primary and noncontributory wording
- Waiver of subrogation
- Higher limits and umbrella coverage
Built around your operation