Who it’s for
- Homeowners
- Condo owners
- Landlords and rental-property owners
- Owners with valuable personal property
Personal insurance
Home Insurance
Coverage for your home, belongings, personal liability, and additional living costs after a covered loss.
In plain language
Home insurance helps repair or rebuild covered property and can protect your finances when someone is injured or property is damaged because of your negligence.
What it can cover
- Dwelling and other structures
- Personal property
- Personal liability
- Loss of use after a covered claim
Common examples
- Fire damages the kitchen and adjoining rooms
- Wind damages the roof
- A visitor is injured on the property
- A theft results in damaged or missing belongings
Options to discuss
- Replacement cost enhancements
- Water backup
- Scheduled valuables
- Equipment breakdown
Let’s review the fit