Who it’s for
- Building owners
- Tenants with equipment or inventory
- Manufacturers, shops, and contractors
- Businesses with valuable physical assets
Business insurance
Commercial Property
Protection for buildings, equipment, inventory, and the physical assets behind your operation.
In plain language
Commercial property insurance helps repair or replace covered business property after events such as fire, wind, theft, or vandalism.
What it can cover
- Buildings and tenant improvements
- Business personal property
- Inventory, tools, and equipment
- Business income where included
Common examples
- Fire damages a shop and its equipment
- A storm damages the building roof
- Theft removes business inventory
- Vandalism damages doors, windows, and fixtures
Options to discuss
- Replacement cost
- Ordinance or law
- Equipment breakdown
- Flood or earthquake through separate coverage
Built around your operation