Who it’s for
- Contractors and trades
- Landscapers and equipment operators
- Businesses with mobile or rented equipment
- Companies storing equipment at multiple jobsites
Inland marine protection
Tools & Equipment
Coverage for mobile tools and equipment that travel between your shop, vehicles, and jobsites.
In plain language
Tools and equipment coverage can protect qualifying business property while it is in transit, temporarily stored, or being used away from your main premises.
What it can cover
- Owned tools
- Mobile equipment
- Rented or leased equipment where included
- Property in transit
Common examples
- Tools are stolen from a locked jobsite
- Equipment is damaged while being transported
- A rented machine suffers covered damage
- Mobile equipment is damaged away from your premises
Options to discuss
- Replacement cost
- Scheduled equipment
- Rental reimbursement
- Employee tools
Built around your operation