Who it’s for
- Contractors and service companies
- Businesses with owned or leased vehicles
- Companies whose employees drive for work
- Delivery, sales, and mobile-service operations
Business insurance
Commercial Auto
Coverage for company vehicles, fleets, and the people who drive them.
In plain language
Commercial auto insurance can pay for covered injuries, damage, and repairs arising from the use of business vehicles.
What it can cover
- Auto liability
- Collision and comprehensive damage
- Hired and non-owned auto
- Medical and uninsured motorist protection where available
Common examples
- A work van causes an accident
- Tools are stolen from an insured vehicle
- An employee damages a customer’s vehicle while driving for work
- An uninsured driver hits a company vehicle
Options to discuss
- Fleet coverage
- Hired and non-owned auto
- Rental reimbursement
- Drive-other-car coverage
Built around your operation